(Courtesy of Kim Raff for ProPublica) Darrell Reese, a Vietnam veteran, stands with his granddaughter, Lily, on his porch at his home in Salt Lake City on Oct. 15, 2019. Reese has been arrested on bench warrants after missing payment for a loan he received from Loans for Less. He missed his court hearing because, he said, he couldn’t afford to put gas in his car.